When facing foreclosure on a home, certain options are available to delay the process. Because both parties, the homeowner and the lender, have an interest in avoiding foreclosure, the odds of succeeding in postponing a foreclosure are good, especially with the right choice on what to do next. Possible options include:
1. Loan modification. Negotiating with the lender for partial payments, principal reduction, or trial payments during a specified period can stave off foreclosure. This is the best option for the homeowner, as it means keeping the home under reduced payment terms.
2. Short sale. In a short sale, the lender accepts payment for less than the value of the mortgage to transfer the home to a new buyer. Submitting a valid purchase and sale agreement can persuade the lender to postpone foreclosure.
3. Bankruptcy. Filing for bankruptcy might seem like something to avoid, but it is preferable to foreclosure. In some bankruptcy cases, it can even be possible to keep the house if the homeowner is current with mortgage payments. When considering filing for bankruptcy, it is advisable to consult with an attorney.
About Yuriy Shor: A graduate of Georgia State University, Yuriy Shor successfully postpones multiple foreclosures each month as a Case Negotiator at the Secure Law Center in Atlanta.
If you are planning to hone your accounting skills, it is recommended that you first enroll in a high-quality undergraduate program. The School of Accountancy at Georgia State University’s J. Mack Robinson School of Business is an excellent place to start.
Students in the School of Accountancy program at Georgia State University learn technical and accounting knowledge and skills. Some of these skills include corporate tax planning, financial reporting, and management advisory services.
If you are not yet decided whether you want to major in accounting, you might want to start with the school’s two introductory accounting courses, Principles of Accounting I and II. These courses use an integrated approach to solve various business issues.
A variety of exciting job opportunities are open to students with degrees in accounting. With your degree, you can be an assurance associate, bookkeeper/office manager, accounts receivable specialist, and auditor.
For more information about the program, please visit robinson.gsu.edu.
About Yuriy Shor: Mr. Shor is an alumnus of Georgia State University. He received his Bachelor of Arts in Accounting in 2012.
A graduate of Georgia State University’s Robinson College of Business, Yuriy Shor holds a Bachelor of Business Administration in Accounting. After several successful accounting positions and internships with a variety of firms, Yuriy Shor now works at Secure Law Firm in Atlanta.
Founded more than 30 years ago, Freeman, Saxton & Associates, P.C. (Secure Law Firm) is a law firm designed to provide help to homeowners who may be experiencing a variety of problems. The staff at Secure Law Firm, including Yuriy Shor, strives to provide the highest possible quality of individual legal services to its clients in the Atlanta area.
The Secure Law Firm’s areas of practice include assisting clients in avoiding residential and commercial property foreclosures, ensuring that the foreclosing agents have taken all the necessary steps in the foreclosure process, helping businesses facing foreclosure to negotiate short-sales of commercial properties, deficiency claims, real-estate litigation, mortgage fraud, debt-collection defense, and bankruptcy.
At Secure Law Firm, Yuriy Shor works with the firm’s clients from the beginning to the conclusion of their case and negotiates with banks directly to help ensure that the client’s home is not foreclosed or that the foreclosure date is postponed.
COLLEGE FOOTBALL PICKS 11/14/2012
Ohio Bobcats vs Ball State Cardinals
Toledo Rockets vs Northern Illinois Huskies
Tonight Wednesday 11/14/2012 there are two college football games:
8:00 pm ET.
Ohio Bobcats 8-2 are playing at Ball State Cardinals 7-3. Expect Ball State to win in a close game, their running game will control the game. Even though the Cardinals have a 1 more loss than the Ohio Bobcats, they are considered to be a better team. The Ball State Cardinals are a more consistent team. With their only losses coming from Clemson, Kent State (very close game, lost by 2 points), and Northern Illinois. On the other hand Ohio is a team that has always been able to put points on the board, but recently they have been coming up short and getting inconsistent play from their quarterback T. Tettleton. He is a good quarterback but in their last game loss to Bowling Green, he showed up to play in the second half and it was too late. Look for Ball Green Cardinals to overpower Ohio with their running game and a smart air attack.
9:00 pm ET Toledo 8-2 at Northern Illinois 9-1. I like Northern Illinois’ explosive offense vs the fragile Toledo defense. Northern Illinois will also stop the Toledo defense several times to get a decent lead in the game. Not to mention that Northern Illinois is playing at home with the home crowd support.